Join the select group shaping the future of mortgage intelligence
The Operating System for Mortgage Companies
MCO is opinionated Business Intelligence — not just data, but actionable insights that diagnose, prescribe, and deliver measurable ROI. We connect your core systems, uncover what truly moves the needle, and transform intelligence into decisive action.
The Operating System Architecture
Just like an operating system manages hardware resources, MCO manages your business systems through three tightly integrated layers. This architecture transforms raw data from all your mission-critical platforms into unified intelligence and actionable results.
Data Integration Layer
Connects and normalizes data from all mission-critical systems
- LOS (e.g. Encompass, LendingQB)
- Accounting (e.g. QuickBooks, AMB, Loan Vision)
- CRM (e.g. Total Expert, Salesforce)
- POS (e.g. nCino, Blend)
- Pricing (e.g. Polly, Optimal Blue)
- Real-time data synchronization
- Normalized data across all systems
- Single source of truth
- Automated data pipelines
All modules access the same unified, normalized data from this layer, ensuring consistency and accuracy across Front Door, Profit Pulse, Production Monitor, and all other modules.
Unified data foundation
Normalized, real-time data ready for analysis
Insight Layer
Analyzes real-time performance using contextual analytics and AI
- Trend Analysis
- Predictive Analytics
- Performance Benchmarking
- Industry Comparisons
- Anomaly Detection
- AI-powered analysis
- Predictive insights
- Performance benchmarking
- Contextual recommendations
Every module benefits from the same analytical engine, ensuring consistent, intelligent insights whether you're analyzing profitability, tracking production, or forecasting revenue.
Actionable intelligence
Clear insights and recommendations
Action Layer
Converts insight into directed action through automations and M-Coach
- Automated Workflows
- M-Coach Guidance
- Prioritized Tasks
- Task Automation
- Accountability Tracking
- Automated workflows
- Prioritized actions
- Cross-module orchestration
- M-Coach intelligence
All modules leverage this layer to turn insights into action, with M-Coach orchestrating intelligence across modules to deliver prioritized, coordinated tasks.
Measurable results
Tracked outcomes and ROI improvements
MCO is the Operating System for Your Business
Each layer builds on the previous one, ensuring that every piece of data becomes actionable intelligence that drives measurable business results. The modules — Front Door, Profit Pulse and Production Monitor — all operate within this architecture, sharing the same unified data foundation and analytical engine. This is why they work together seamlessly: they're not separate tools, but integrated components of one operating system that orchestrates your entire mortgage operation, from data collection to actionable Return on Investment.
Three Core Modules
Complete business intelligence organized into focused modules that work together seamlessly. Each module integrates with the operating system to deliver unified insights and actions.
Front Door
Module 1Surface real intel on branches and individuals
Simple, easy recruiting and onboarding. Surfaces the real intel on the branch or individual being brought on.
Key Features
- Proforma Analysis
- Individual Performance Data
- Recruiting Analytics
- Onboarding Workflows
Profit Pulse
Module 2Real-time profitability by loan, branch, or region
Combines LOS and Accounting data to reveal real-time profitability by loan, branch, or region. See what you need to make the real changes for a profitable team.
Key Features
- Loan-Level Profitability
- Branch Profit Margins
- Regional Profit Analysis
- Real-Time Cost Tracking
Production Monitor
Module 3AI coaching and guidance for each call
The necessary data insights for coaching, training, and optimizing sales efforts. Also provides AI coaching and follow-up guidance for each call.
Key Features
- Sales Coaching Insights
- Call Analysis & Guidance
- Performance Optimization
- AI-Powered Follow-ups
Meet M-CoachWhere We Transform Intelligence into Action
M-Coach fuels the Action Layer of MCO — orchestrating intelligence across your entire operation. With complete understanding of your business, it constantly processes data and surfaces the most important insights with precise actions to take. No more drowning in data — just clear guidance on what matters most.
Daily, Weekly, Monthly Summaries
Podcast-style briefs delivered automatically
Prioritized Actionable Tasks
Next steps generated from real-time data
Task Assistance & Automation
Built-in help or automatic execution of routine follow-ups
Front Door
Profit Pulse
Production Monitor
Action Layer
Operating System Processor
M-Coach Capabilities
MCO Pricing
MCO is sold as a complete package — all three modules work together as one integrated operating system. Get unlimited M-Coach AI credits and full access to every feature.
M-Coach AI: Unlimited credits included. Intelligent analysis and recommendations powered by AI across all modules.
Complete Platform
The full operating system — all three modules included
- All three modules: Profit Pulse + Production Monitor + Front Door
- M-Coach AI credits
- Advanced integrations & APIs
- Full platform access & features
- Dedicated success manager
- Custom workflows & configurations
Ready to Turn Data Into Action?
Join the movement toward opinionated Business Intelligence. MCO is the operating system for mortgage companies — integrating your systems, analyzing performance, and orchestrating the precise actions needed to achieve measurable ROI.
Early Adopter Benefits:
- Priority access to new features and updates
- Direct input on product development
- Dedicated success manager
- Special early adopter pricing
Meet the Team
The passionate team behind MCO, dedicated to transforming mortgage operations through intelligent design and innovative technology.
